It’s all over the news. Equifax’s database got hacked so bad that at least half of all US citizens had some form of personal ID stolen. To find out if you’re on that list, click on this link here, provided by Equifax.
Identity theft can happen a wide variety of ways, and is one of the reasons why FCS is so big on ensuring users understand safe use of e-mail, Internet, social media, etc. You can scan through the blog posts here to find an entire series of articles on safety and security both on and offline. However, identity theft strikes at more than what you do yourself with your information. It strikes at businesses that store the information you give them, most notably credit-based information and vital statistics.
If you’ve ever bought a car from a dealership, the credit check they did, your S.I.N number, your birthdate, and any other information necessary to complete the sale was stored in a database somewhere for that company. Related information was also sent to Equifax and similar credit check bureaus for use by companies offering any kind of credit for any reason to do a credit check on you before allowing the transaction to go through. Even real estate companies fronting as rental go-betweens will do a credit check on you and you know what they say about too many credit checks in a row. . . Each check is a ding against your credit rating. So if you are house hunting as a renter, avoid units operated through rental agencies. This way you’ll spare your credit rating from going down from too many checks on your status while you locate another place to live.
Identity theft got a huge boost in the criminal community when criminals discovered they could install skimmers at ATM machines and gas station self-serve pump stations. Banks and credit companies such as VISA and MASTERCARD have since tried to mitigate the problem via chip’n pin technology but they still have to leave a certain amount of info on the magnetic strip.
So what’s a person to do if they are following all the advice FCS has given to stay safe online, but their ID was hacked in the latest data breach?
FCS now has access to a product currently only available to US citizens only, called PrivacyMaxx. Information about this product is as follows:
PrivacyMaxx’s proprietary Identity Early Warning System monitors billions of public data sources to protect against ID theft and its potentially life-alerting effects for victims.
With the PrivacyMaxx Family Identity Theft Protection Plan for TripleClicks, customers receive ONE, TWO, or THREE FULL YEARS of coverage for their entire family, including a Proactive Monitoring System that will alert you to potential issues before an ID theft occurs, a fully-managed Family Identity Recovery and 12-month post-monitoring service, and a generous $25,000 Service Guarantee…all for a one-time payment as low as $69!
Description of Services:
- Coverage for you and your immediate family (spouse or domestic partner, children at the same address up to age 25, IRS dependents sharing the same address regardless of age, or nursing home/hospice, or deceased 12 months or less).
- Internet Monitoring Service: a real-time, PROACTIVE alerting and monitoring service.
- Fully-managed ID recovery service.
- Coverage for ID theft with no family fraud or other exclusions.
- Unlimited restorations.
- No deductible.
- Service will work to restore credit and identity to pre-theft status.
- A FULL 12 months of post-recovery monitoring.
- Toll-free victim hotline.
- A Personal Recovery Advocate working on the customer’s behalf to contact agencies and institutions, submit fraud alerts, complete forms and perform follow-ups.
- Service Guarantee (up to $25,000 value) to cover costs for doing whatever it takes for as long as it takes to help recover and restore identity to its pre-theft status.
Becoming a victim of identity fraud is a frightening, frustrating experience. It can happen to anyone at any time. The identity theft experts available through a PrivacyMaxx Family Identity Theft Protection plan for TripleClicks can help you during this difficult time.
Ideal for local business owners:
Consumers aren’t the only people needing protection from ID theft. In fact, one could argue PrivacyMaxx protection is even MORE suited for the small business owner. After all, the local business owner may have even MORE to lose from ID theft–and MORE to GAIN from a PrivacyMaxx subscription. Day-to-day business practices (multiple credit cards, frequent online purchases, and other routine transactions, etc.) can leave a business owner vulnerable and at an increased risk for ID theft and a security breach that could ruin their entire business!
The PrivacyMaxx Protection Plan has the following additional potential benefits for business owners:
- Risk mitigation for their business and assets
- Protection for their good name and reputation
- Maximizing the “trust” value for their customers
- Peace of mind for their livelihood and investments
An individual or business owner can take advantage of these protection features by going to one of the following three links: